Buying Appliances For Your New Home

Appliance Buying Guide: Clothes Dryers

When deciding on a new clothes dryer, here’s what you’ll need to know about features, style, price, and performance. Read
Appliance Buying Guide: Ranges

When deciding on a new range, here’s what you’ll need to know about features, style, price, and performance. Read
Appliance Buying Guide: Dishwashers

When you buy a dishwasher, hone in on the model that’s right for you by considering your needs: size, fit, features, and performance. Read
Appliance Buying Guide: Refrigerators

When you buy a new refrigerator, arm yourself with the facts, so you’ll be sure to make the right decision for your budget and space needs. Read
Appliance Buying Guide: Washing Machines

Confidently purchase a new washing machine that makes sense for your particular budget and level of green-mindedness. Read

Visit houselogic.com for more articles like this.

Home Buyer Reports

	Be sure not to pay too much for your home! Whether you are buying your first home, or your fifth, the process of buying a home is a detailed, time-consuming venture... Read More
	Ensure A Smooth Home Purchase Buying a home can be an emotional, time-consuming, and complex process... Read More
	Avoid the Most Common Buying Errors Shopping for a new home is an emotional experience. It’s also time consuming and comes with a myriad of details... Read More
	Things To Keep In Mind When Buying Your First Home Many renters are starting to think about purchasing a home of their own. Several factors should be considered when purchasing a home... Read More

Calculators

Let me help you to find out what you can afford in your new home. This mortgage calculator will help you determine loan amounts, mortgage qualification, or whether you should be renting or buying at this time.

Complete the fields below (e.g., Cost of Home, Down Payment, Monthly Income) and click Calculate Now. To view the different results of your calculation, click on the various tabs. To mail yourself a copy of your results, click the Receive this Detailed Analysis link.

Required

Required Must be a number between 1 and 50
Term In Years:
Required Must be a number between 1 and 100
Interest Rate:	%
Required
Cost of Home:	$
Required Cannot be more than Cost of Home
Down Payment:	$
Required
Annual Insurance:	$
Estimate Insurance to 0.43%of Cost
Required
Annual Property Tax:	$
Estimate Tax to 1.2%of Cost
Monthly Income:	$ Required
Monthly Debt:	$ Required

Optional

Gross Debt Service Ratio (GDS):
Total Debt Service Ratio (TDS):
Condos Fees:	$

Results

Receive this Detailed Analysis

Mortgage
Qualification
Affordability
Rent vs Buy

Your Monthly Payments

Loan Amount:
Loan Insurance ( %):
Total Loan(Mortgage) Amount:

Principal & Interest:
Homeowners Insurance:
Property Taxes:
Condo Fees:
Monthly Loan Insurance (%):
Total Monthly Payment:

Income Needed to Qualify for the Mortgage

Total Monthly Loan Payment:
Total Monthly Debt Payment:
Monthly Loan Insurance (%):
Qualifying Income of % GDS Ratio:
Qualifying Income of % TDS Ratio:

What You Can Afford
We are using the % ratio.
Cost of House:
Down Payment:
Loan Value:
Monthly Principal & Interest:
Monthly Insurance:
Monthly Property Tax:
Monthly Condo Fees:

Note: Cost of House = [(Monthly income x Debt Ratio) – monthly tax – monthly insurance – condo fee] / (monthly interest rate/ function of interest rate)

Monthly Rent:	$ RequiredMust be a positive number	No. of Years you plan on keeping the home:	RequiredInvalid
Annual Rental Increases:	% RequiredInvalid	Yearly Appreciation on the Home:	% RequiredInvalid
Monthly Renter Insurance:	$ RequiredInvalid	Annual Home Maintenance:	% RequiredInvalid
Savings or Investment Rate:	% RequiredInvalid

Mortgage News

AOL News
What Will Happen When Mortgage Rates Spike?		8/19/2009 10:33 AM
Last week, the Federal Reserve announced that it would be winding down its $1.25 trillion effort to purchase mortgage-backed securities later this year -- ending a program that has been instrumental in driving mortgage rates to record lows, which helps make homes more affordable with lower monthly payments. What does this mean for you?
Buying a Home Without a FICO Score		9/21/2009 8:57 AM
Nearly every personal finance guru in America will tell you that it's important to build and maintain a high FICO score -- and that good credit is a sign of financial prudence and responsibility. Lenders will reward you for that responsibility with a lower interest rate loan.
A Mortgage Modification Will Crush Your Credit Score		7/21/2009 10:03 AM
President Obama's Making Home Affordable mortgage modification plan is getting quite a bit of press lately, most of it focusing on how it can help borrowers who are having trouble with their payments. But here's one downside to having your mortgage modified:
First-Time Buyer Tax Credit Can Be Used as a Down Payment		7/9/2009 9:27 AM
The Federal Housing Administration is going to permit its lenders to allow home buyers to use the $8,000 tax credit as a down payment. Here's what this means:
More Americans are Behind on their Mortgage Payments	Mortgages	6/30/2009 9:58 AM
Now that one in eight people are behind on their mortgages, the "it's not so bad" crowd seems to have quieted down a bit. But here's the reason that we should relax:
Houses at $299k Sell Better Than $301k	Mortgages	6/30/2009 5:33 PM
In a piece on selling your home in a hurry, Money Magazine staff reporter Beth Braverman offers some good tips -- but then there's this clunker...
Are You Pre-Approved for a Mortgage?		9/8/2009 4:28 PM
Are you thinking about buying a home in the near future? Regardless of your credit, the first thing you should do is get your financing in order with a mortgage pre-approval. Everything from credit score requirements to PMI has changed in the last 12 months, so you may be facing a surprise or two.
How to Refinance Your Home When You Don't Have a Job	Mortgages	9/3/2009 12:53 PM
As someone who has been without a full-time job for more than a year, I've wondered how to refinance my home while being unemployed. It's a tough situation to be in. You can't get a home loan without a steady income, and without a job you can't afford your home.
Get Out of Debt the Casey Serin Way		9/2/2009 12:14 PM
Casey Serin, an infamous online entrepreneur we previously profiled at Walletpop, has come a long way on the dark road of how to get out of debt -- and he still owes $190,000. That's the amount left over after his crazy year of failing to "flip" houses in Sacramento, succumbing to foreclosures and divorce.
Toilet Overflowing? Just Send a Text	Mortgages	9/1/2009 9:52 AM
Taking online banking a step further, tenants who use PayYourRent.com now can not only pay their rent and apartment utilities online, they can also file a request for maintenance on the same site. And since their email goes directly to Joe Toolbelt's Blackberry -- in theory anyway -- there is the presumption that their leaky faucets will get fixed faster.

I Q Real Estate

Buying Appliances For Your New Home

Appliance Buying Guide: Clothes Dryers

Appliance Buying Guide: Ranges

Appliance Buying Guide: Dishwashers

Appliance Buying Guide: Refrigerators

Appliance Buying Guide: Washing Machines

Home Buyer Reports

Calculators

Mortgage News

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