Buying Appliances For Your New Home

Appliance Buying Guide: Clothes Dryers

When deciding on a new clothes dryer, here’s what you’ll need to know about features, style, price, and performance. Read
Appliance Buying Guide: Ranges

When deciding on a new range, here’s what you’ll need to know about features, style, price, and performance. Read
Appliance Buying Guide: Dishwashers

When you buy a dishwasher, hone in on the model that’s right for you by considering your needs: size, fit, features, and performance. Read
Appliance Buying Guide: Refrigerators

When you buy a new refrigerator, arm yourself with the facts, so you’ll be sure to make the right decision for your budget and space needs. Read
Appliance Buying Guide: Washing Machines

Confidently purchase a new washing machine that makes sense for your particular budget and level of green-mindedness. Read

Visit houselogic.com for more articles like this.

Home Buyer Reports

	Be sure not to pay too much for your home! Whether you are buying your first home, or your fifth, the process of buying a home is a detailed, time-consuming venture... Read More
	Ensure A Smooth Home Purchase Buying a home can be an emotional, time-consuming, and complex process... Read More
	Avoid the Most Common Buying Errors Shopping for a new home is an emotional experience. It’s also time consuming and comes with a myriad of details... Read More
	Things To Keep In Mind When Buying Your First Home Many renters are starting to think about purchasing a home of their own. Several factors should be considered when purchasing a home... Read More

Calculators

Let me help you to find out what you can afford in your new home. This mortgage calculator will help you determine loan amounts, mortgage qualification, or whether you should be renting or buying at this time.

Complete the fields below (e.g., Cost of Home, Down Payment, Monthly Income) and click Calculate Now. To view the different results of your calculation, click on the various tabs. To mail yourself a copy of your results, click the Receive this Detailed Analysis link.

Required Fields
	Required Must be a number between 1 and 50
Term In Years:
	Required Must be a number between 1 and 100
Interest Rate:	%
	Required
Cost of Home:	$
	Required Cannot be more than Cost of Home
Down Payment:	$
	Required
Annual Insurance:	$
	Estimate Insurance to 0.43%of Cost
	Required
Annual Property Tax:	$
	Estimate Tax to 1.2% of Cost
	Required
Monthly Income:	$
	Required
Monthly Debt:	$
Optional Fields
Gross Debt Service Ratio (GDS):
Total Debt Service Ratio (TDS):
Condos Fees:	$

Results

Receive this Detailed Analysis

Mortgage
Qualification
Affordability
Rent vs Buy

Your Monthly Payments

Loan Amount:
Loan Insurance (%):
Total Loan (Mortgage) Amount:

Principal & Interest:
Homeowners Insurance:
Property Taxes:
Condo Fees:
Monthly Loan Insurance (%):
Total Monthly Payment:

Income Needed to Qualify for the Mortgage

Total Monthly Loan Payment:
Total Monthly Debt Payment:
Monthly Loan Insurance (%):
Qualifying Income of % GDS Ratio:
Qualifying Income of % TDS Ratio:

What You Can Afford
We are using the % ratio.
Cost of House:
Down Payment:
Loan Value:
Monthly Principal & Interest:
Monthly Insurance:
Monthly Property Tax:
Monthly Condo Fees:

Cost of House = [(Monthly income x Debt Ratio) – monthly tax – monthly insurance – condo fee] / (monthly interest rate/ function of interest rate)

Renting
Monthly Rent: $	RequiredMust be a positive number
Annual Rental Increases:	RequiredInvalid%
Monthly Renter Insurance: $	RequiredInvalid
Savings or Investment Rate:	RequiredInvalid%

Owning
Planned # of years in home:	RequiredInvalid
Yearly appreciation of the home:	RequiredInvalid%
Annual home maintenance:	RequiredInvalid%

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